Why Use a Realtor to Assist you in Purchasing a Home?

Why Use a Realtor to Assist you in Purchasing a Home?

Anyone who has considered purchasing a home has had to decide if they wanted to “go it alone” or obtain the assistance of a real estate agent. Purchasing a home can be a daunting task. A Realtor can get you started and assist you from the first call until the closing. There are many steps inbetween these two events, and having a Realtor by your side will alleviate some of the stress involved. Where do you begin? These steps below should show what a Realtor can do for you.

Why Should I Use a Realtor?

  1. If you’re purchasing a home, you want to be sure that you are not overpaying. A Realtor can verify the square footage of the home, if necessary, and compare the price to homes which have recently sold in the area.
  2. Your Realtor can help you work with the appraiser, inspections, lending institutions, etc.
  3. When you work with a Realtor, you’re working with a professional negotiator who will fight for your interests.
  4. Your Realtor can help you with the paperwork, such as the purchase agreement, and work with the attorney who prepares the closing documents.

How to Choose a Realtor:

You are probably familiar with the names of real estate agencies in your town. You see their signs on available properties and their ads in newspapers. The agency that has the most signs out around town may or may not be the right one for you. The most important thing is how comfortable you feel with the actual agent who you will be working with. You may work with a broker or you may work with an agent who works under the broker, but the main thing is to work with someone who makes you feel important and who you feel is looking out for your best interests. Are they a pushy salesperson? Are they mild-mannered? Whatever works for you is okay.

Get Pre-Approved

Before you begin looking for a property, find out what you qualify for. This is one of the most important steps in purchasing a home. A lender will help you determine what type of loan is best for you and help you set parameters on how much you can spend on a home. Your Realtor can point you to someone he or she recommends if you don’t have a lender in mind.

Don’t Hold Back

Your Realtor can only find the property you want based on what you tell them. Before meeting with the Realtor, make a list of your desired area(s), your must-halves, how much you want to spend, etc. Be detailed — number of bedrooms, bathrooms, amenities, outdoor desires. Do you want a move-in ready property; do you want a property needing some TLC that you can put your own design on? The more detailed you are, the better chance your Realtor will find something to your liking and not have you chasing all over town looking at properties that would never appeal to you.

Check Out the Town

If you’re not sure where exactly in town you do and don’t want to live, spend some time driving around. Check out neighborhoods in the daytime and in the evening. Get a feel for where you might be comfortable living – city, country, subdivision, etc. Do you want to live close to work or church? This activity will save wasted time going to areas where you don’t want to live.

Once you do these things, you’ll be ready to get started. Have Fun and Good Luck on your home search!

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